Business Loans

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May 19, 2020
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May 19, 2020
Business Loans

Business Loans Designed for South African Entrepreneurs

Fuel your business growth with fast, flexible funding from Northway Finance.

✅ What is a Business Loan?

A business loan is a financial solution that provides funding to entrepreneurs, start-ups, and established businesses for working capital, expansion, equipment purchases, and more. Whether you're launching a new idea or scaling your operations, our business loans are designed to help South African business owners move forward confidently.

💼 Who Can Apply?

Our business loans are available to:

  • South African citizens or permanent residents

  • Business owners aged 21 and above

  • Sole proprietors, close corporations (CCs), and Pty (Ltd) companies

  • Entrepreneurs with a steady income or revenue stream

  • Businesses with a valid registration and bank account

📋 What You Need to Apply

We keep things simple. To qualify, you’ll need to provide:

  • South African ID (for the business owner/director)

  • Proof of business registration (e.g. CIPC certificate)

  • 6 months’ business bank statements

  • Proof of business address

  • Latest financials or management accounts (for loans above R50,000)

  • Tax clearance certificate (optional but preferred)

💸 How Much Can You Borrow?

Loan amounts range from R5,000 up to R500,000, depending on your business size, revenue, and financial history. Our loan terms are flexible and can be structured over 3 to 36 months.

⚡ Why Choose Northway Finance for Your Business Loan?

  • Fast approvals – Get feedback in under 24 hours

  • No collateral required (for most loans under R100,000)

  • Flexible repayment terms to suit your cash flow

  • Support for businesses with less-than-perfect credit

🔁 Repayment Terms

Repayments are typically done via monthly debit orders. You’ll receive a full repayment schedule upfront. Early settlement is allowed with no penalties—plus you save on interest!

📈 Use Your Loan For:

  • Purchasing stock or inventory

  • Upgrading equipment or machinery

  • Hiring staff or covering payroll

  • Office or shop renovations

  • Marketing, advertising, or digital campaigns

  • Bridging cash flow gaps

🔐 Safe & Secure

Your personal and business information is protected under the Protection of Personal Information Act (POPIA). We use encrypted technology to keep your data secure at all times.

🚀 How to Apply

Applying is easy and takes just a few minutes:

  1. Complete our online application form

  2. Upload your documents

  3. Get feedback within 24 hours

  4. Receive funds directly into your business bank account once approved

📞 Need Help?

Have questions or need assistance? Our friendly support team is ready to help you every step of the way.

🌐 Website: www.northwayfinance.co.za

🌟 Northway Finance – Your Growth, Our Goal.

Empowering South African businesses to succeed—one loan at a time.