Quick FAQs

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Frequently Asked Questions.

1Who is eligible to apply for a loan?

Anyone who is 18 years or older, a South African citizen or permanent resident, and has a valid ID and regular source of income may apply.

2What types of loans do you offer?

We offer personal loans, emergency loans, payday loans, debt consolidation, and short-term loans.

3Can I apply if I have bad credit?

Yes, we consider applications from individuals with bad credit. Approval depends on affordability and your current financial situation.

4How much can I borrow?

Loan amounts typically range from R10,000 to R2 Miliion, depending on your income, credit profile, and loan type.

5How long does the application process take?

You can apply online in minutes, and receive feedback within a few hours—often on the same day.

6What documents do I need to apply?

You’ll need: A valid South African ID Latest 3 months’ bank statements Latest payslip or proof of income Proof of residence (not older than 3 months)

7How do I receive the loan funds?

Approved funds are deposited directly into your South African bank account, usually the-same day or in 24 hours( for huge loans).