Whether you're planning the wedding of a lifetime or finally ready to get behind the wheel of your dream car, Northway Finance is here to help you turn those big moments into reality. Our personal loans are designed to give you the financial freedom to celebrate life’s milestones—without the stress.
A personal loan is a flexible financing solution that gives you access to unsecured funds—meaning you don’t need to provide collateral. You can use the money for anything you need, including weddings, car purchases, travel, home upgrades, or debt consolidation.
Say “I do” to the perfect celebration without financial stress.
Loan Amounts: From R10,000 to R250,000
Use For: Venue hire, catering, dress & attire, honeymoon, décor, photography
Flexible Terms: Repay over 12 to 60 months
Affordable Rates: Competitive interest tailored to your credit profile
Own your dream car—new or used—with a personal loan that puts you in control.
Loan Amounts: Up to R250,000
Use For: Buying a vehicle privately or from a dealership
No Deposit Needed
Repayment Terms: Up to 60 months
Quick Turnaround: Approval in as little as 24 hours
To apply for a personal loan with us, you’ll need:
✅ Valid South African ID
✅ Latest 3 months’ bank statements
✅ Latest payslip or proof of income
✅ Proof of residence (not older than 3 months)
✅ Be 18 years or older and permanently employed or earning a regular income
Apply Online – Complete our secure application in minutes
Get Assessed – We perform a fast, responsible affordability check
Get Feedback – Receive a decision within 3–24 hours
Get Paid – Approved funds are paid directly into your account
Repay with Ease – Set up affordable monthly debit orders
No collateral required
Transparent fees & flexible repayment plans
Bad credit? No problem—we assess your current affordability
Friendly, supportive customer service
Registered & compliant with the National Credit Regulator (NCR)
Let us help you finance your future—whether it’s your dream wedding or a reliable car.
👉 Apply Now