At Northway Finance, we understand that life happens—whether it's a medical emergency, unexpected expenses, or an opportunity you just can’t miss. That’s why our Personal Loans are designed to give you fast, flexible, and reliable access to cash when you need it most.
Loan amounts from R1,000 to R250,000
Flexible repayment terms – from 1 to 60 months
Fast approval – feedback within a few hours
Bad credit? No problem – we assess based on affordability
Direct payouts – funds transferred to your bank account within few hours
To qualify for a personal loan, you must:
Be 18 years or older
Be a South African citizen or permanent resident
Have a valid SA ID
Provide proof of income (e.g. payslip, letter from employer)
Submit your last 3 months’ bank statements
Have proof of residence (not older than 3 months)
Apply Online
Complete our easy application form in just a few minutes—no paperwork or queues!
Get Assessed
We conduct a quick affordability check in line with the National Credit Act (NCA).
Get Approved
If approved, you’ll receive a personalised loan offer to review and accept.
Receive Funds
Once you accept, the money is deposited directly into your bank account—usually within 24 hours.
We offer flexible monthly repayment plans tailored to your income and budget. Repay via debit order, and you’re welcome to settle early at no penalty—saving you money on interest.
We are fully compliant with the Protection of Personal Information Act (POPIA). Your data is encrypted and treated with the highest level of confidentiality.
Get the financial breathing room you deserve—apply today and get approved fast!
👉 [Apply Now]
📧 Email: info@northwayfinance.co.za